Colorado paycheck taxes at a glance
Colorado has a flat 4.4% income tax. Every paycheck also has federal income tax, Social Security (6.2%) and Medicare (1.45%) withheld. This calculator uses 2026 Colorado rules and 2026 federal brackets.
| Income tax | Flat 4.4% |
| Standard deduction | $16,100 single · $32,200 married |
| Personal exemption | $0 single · $0 married |
| 401(k) contributions | Excluded from state taxable wages |
| Local income taxes | In some cities/counties — A few cities (e.g. Denver, Aurora) levy flat monthly occupational privilege taxes on workers rather than a percentage wage tax. |
| State payroll deductions | CO FAMLI (employee share) 0.44% (wages up to $184,500) |
The calculator applies the main Colorado rates, deductions, exemptions and credits above. Dependent credits, itemized deductions and special rules for very high incomes are not included.
Take-home pay examples in Colorado
Single filer, standard deduction, no 401(k), paid bi-weekly.
| Salary | Take-home / year | / month | / paycheck | State & local tax | Total tax rate |
|---|---|---|---|---|---|
| $40,000 | $33,092 | $2,758 | $1,273 | $1,052 | 17.3% |
| $60,000 | $48,194 | $4,016 | $1,854 | $1,932 | 19.7% |
| $80,000 | $61,946 | $5,162 | $2,383 | $2,812 | 22.6% |
| $100,000 | $75,048 | $6,254 | $2,886 | $3,692 | 25.0% |
| $150,000 | $107,239 | $8,937 | $4,125 | $5,892 | 28.5% |
Full breakdown by salary: $30,000 · $40,000 · $50,000 · $60,000 · $70,000 · $80,000 · $90,000 · $100,000 · $120,000 · $150,000
Good to know
- Colorado taxes income at a flat 4.4%, using federal taxable income as the starting point.
- Colorado's 2.9% state sales tax is the lowest non-zero state rate in the U.S., but local rates average 4.99%.
- The FAMLI paid-leave premium fell from 0.9% to 0.88% of wages for 2026, split between employer and employee.
Also see the Colorado sales tax calculator.
Sources
Paycheck calculators for other states
Frequently asked questions
What is the Colorado income tax rate for 2026?
Colorado has a flat income tax of 4.4% on taxable income for 2026.
How much is $60,000 a year after taxes in Colorado?
A single filer earning $60,000 takes home about $48,194 a year ($4,016 a month) in Colorado, after federal income tax ($5,020), Social Security and Medicare ($4,590) and Colorado income tax ($1,932) and state payroll deductions ($264), using 2026 rules and the standard deduction.
Are 401(k) contributions taxed in Colorado?
No. Traditional 401(k) contributions lower both your federal and Colorado taxable income. They are still subject to Social Security and Medicare.
Do cities or counties in Colorado charge income tax?
A few cities (e.g. Denver, Aurora) levy flat monthly occupational privilege taxes on workers rather than a percentage wage tax.