Illinois paycheck taxes at a glance
Illinois has a flat 4.95% income tax. Every paycheck also has federal income tax, Social Security (6.2%) and Medicare (1.45%) withheld. This calculator uses 2026 Illinois rules and 2026 federal brackets.
| Income tax | Flat 4.95% |
| Standard deduction | $0 single · $0 married |
| Personal exemption | $2,925 single · $5,850 married |
| 401(k) contributions | Excluded from state taxable wages |
| Local income taxes | None — No local wage or income taxes. |
| State payroll deductions | None |
The calculator applies the main Illinois rates, deductions, exemptions and credits above. Dependent credits, itemized deductions and special rules for very high incomes are not included.
Take-home pay examples in Illinois
Single filer, standard deduction, no 401(k), paid bi-weekly.
| Salary | Take-home / year | / month | / paycheck | State & local tax | Total tax rate |
|---|---|---|---|---|---|
| $40,000 | $32,485 | $2,707 | $1,249 | $1,835 | 18.8% |
| $60,000 | $47,565 | $3,964 | $1,829 | $2,825 | 20.7% |
| $80,000 | $61,295 | $5,108 | $2,357 | $3,815 | 23.4% |
| $100,000 | $74,375 | $6,198 | $2,861 | $4,805 | 25.6% |
| $150,000 | $106,511 | $8,876 | $4,097 | $7,280 | 29.0% |
Full breakdown by salary: $30,000 · $40,000 · $50,000 · $60,000 · $70,000 · $80,000 · $90,000 · $100,000 · $120,000 · $150,000
Good to know
- Illinois taxes individual income at a flat 4.95% rate.
- Illinois has no standard deduction; filers instead claim a $2,925 exemption per person in 2026.
- Illinois ended its 1% state sales tax on groceries on January 1, 2026.
Also see the Illinois sales tax calculator.
Sources
Paycheck calculators for other states
Frequently asked questions
What is the Illinois income tax rate for 2026?
Illinois has a flat income tax of 4.95% on taxable income for 2026.
How much is $60,000 a year after taxes in Illinois?
A single filer earning $60,000 takes home about $47,565 a year ($3,964 a month) in Illinois, after federal income tax ($5,020), Social Security and Medicare ($4,590) and Illinois income tax ($2,825), using 2026 rules and the standard deduction.
Are 401(k) contributions taxed in Illinois?
No. Traditional 401(k) contributions lower both your federal and Illinois taxable income. They are still subject to Social Security and Medicare.