Indiana paycheck taxes at a glance
Indiana has a flat 2.95% income tax. Every paycheck also has federal income tax, Social Security (6.2%) and Medicare (1.45%) withheld. This calculator uses 2026 Indiana rules and 2026 federal brackets.
| Income tax | Flat 2.95% |
| Standard deduction | $0 single · $0 married |
| Personal exemption | $1,000 single · $2,000 married |
| 401(k) contributions | Excluded from state taxable wages |
| Local income taxes | Statewide (county level) — All 92 counties levy a county income tax, from 0.5% (Porter) to 3.0% (Randolph); Marion (Indianapolis) is 2.02%. The typical rate shown is the unweighted average of the county rates (median 1.97%), based on the county of residence on Jan 1. |
| State payroll deductions | None |
The calculator applies the main Indiana rates, deductions, exemptions and credits above. Dependent credits, itemized deductions and special rules for very high incomes are not included.
Take-home pay examples in Indiana
Single filer, standard deduction, no 401(k), paid bi-weekly.
| Salary | Take-home / year | / month | / paycheck | State & local tax | Total tax rate |
|---|---|---|---|---|---|
| $40,000 | $32,417 | $2,701 | $1,247 | $1,903 | 19.0% |
| $60,000 | $47,511 | $3,959 | $1,827 | $2,879 | 20.8% |
| $80,000 | $61,255 | $5,105 | $2,356 | $3,855 | 23.4% |
| $100,000 | $74,349 | $6,196 | $2,860 | $4,831 | 25.7% |
| $150,000 | $106,520 | $8,877 | $4,097 | $7,271 | 29.0% |
Full breakdown by salary: $30,000 · $40,000 · $50,000 · $60,000 · $70,000 · $80,000 · $90,000 · $100,000 · $120,000 · $150,000
Good to know
- Indiana's flat state income tax rate is 2.95% in 2026, down from 3%.
- Every Indiana county adds its own income tax, ranging from 0.5% to 3.0% in 2026.
- Indiana's 7% sales tax is among the highest state-level rates, but no local sales taxes are added.
Also see the Indiana sales tax calculator.
Sources
Paycheck calculators for other states
Frequently asked questions
What is the Indiana income tax rate for 2026?
Indiana has a flat income tax of 2.95% on taxable income for 2026.
How much is $60,000 a year after taxes in Indiana?
A single filer earning $60,000 takes home about $47,511 a year ($3,959 a month) in Indiana, after federal income tax ($5,020), Social Security and Medicare ($4,590) and Indiana income tax ($1,740), using 2026 rules and the standard deduction.
Are 401(k) contributions taxed in Indiana?
No. Traditional 401(k) contributions lower both your federal and Indiana taxable income. They are still subject to Social Security and Medicare.
Do cities or counties in Indiana charge income tax?
All 92 counties levy a county income tax, from 0.5% (Porter) to 3.0% (Randolph); Marion (Indianapolis) is 2.02%. The typical rate shown is the unweighted average of the county rates (median 1.97%), based on the county of residence on Jan 1.