Pennsylvania paycheck taxes at a glance
Pennsylvania has a flat 3.07% income tax. Every paycheck also has federal income tax, Social Security (6.2%) and Medicare (1.45%) withheld. This calculator uses 2026 Pennsylvania rules and 2026 federal brackets.
| Income tax | Flat 3.07% |
| Standard deduction | $0 single · $0 married |
| Personal exemption | $0 single · $0 married |
| 401(k) contributions | Taxed by the state |
| Local income taxes | Statewide (county level) — Employers withhold a local earned income tax (municipal + school district) for Pennsylvania worksites, commonly around 1% and higher in many cities; Philadelphia wage tax is 3.735% for residents and 3.425% for nonresidents from July 1, 2026. Many places also levy a small flat Local Services Tax. |
| State payroll deductions | PA unemployment (employee) 0.07% |
The calculator applies the main Pennsylvania rates, deductions, exemptions and credits above. Dependent credits, itemized deductions and special rules for very high incomes are not included.
Take-home pay examples in Pennsylvania
Single filer, standard deduction, no 401(k), paid bi-weekly.
| Salary | Take-home / year | / month | / paycheck | State & local tax | Total tax rate |
|---|---|---|---|---|---|
| $40,000 | $32,664 | $2,722 | $1,256 | $1,628 | 18.3% |
| $60,000 | $47,906 | $3,992 | $1,843 | $2,442 | 20.2% |
| $80,000 | $61,798 | $5,150 | $2,377 | $3,256 | 22.8% |
| $100,000 | $75,040 | $6,253 | $2,886 | $4,070 | 25.0% |
| $150,000 | $107,581 | $8,965 | $4,138 | $6,105 | 28.3% |
Full breakdown by salary: $30,000 · $40,000 · $50,000 · $60,000 · $70,000 · $80,000 · $90,000 · $100,000 · $120,000 · $150,000
Good to know
- Pennsylvania taxes income at a flat 3.07%, with no standard deduction or personal exemption.
- Unlike most states, Pennsylvania does not let employees exclude their 401(k) contributions from state taxable wages.
- Nearly every Pennsylvania worker also pays a local earned income tax; Philadelphia's wage tax is the highest.
Also see the Pennsylvania sales tax calculator.
Sources
Paycheck calculators for other states
Frequently asked questions
What is the Pennsylvania income tax rate for 2026?
Pennsylvania has a flat income tax of 3.07% on taxable income for 2026.
How much is $60,000 a year after taxes in Pennsylvania?
A single filer earning $60,000 takes home about $47,906 a year ($3,992 a month) in Pennsylvania, after federal income tax ($5,020), Social Security and Medicare ($4,590) and Pennsylvania income tax ($1,842) and state payroll deductions ($42), using 2026 rules and the standard deduction.
Are 401(k) contributions taxed in Pennsylvania?
Yes. Pennsylvania includes traditional 401(k) contributions in state taxable wages, although they still lower your federal income tax.
Do cities or counties in Pennsylvania charge income tax?
Employers withhold a local earned income tax (municipal + school district) for Pennsylvania worksites, commonly around 1% and higher in many cities; Philadelphia wage tax is 3.735% for residents and 3.425% for nonresidents from July 1, 2026. Many places also levy a small flat Local Services Tax.