Maryland paycheck taxes at a glance
Maryland has income tax from 2% to 6.5%. Every paycheck also has federal income tax, Social Security (6.2%) and Medicare (1.45%) withheld. This calculator uses 2026 Maryland rules and 2026 federal brackets.
| Income tax | Progressive, 10 brackets (2%–6.5%) |
| Standard deduction | $3,400 single · $6,700 married |
| Personal exemption | $3,200 single · $6,400 married |
| 401(k) contributions | Excluded from state taxable wages |
| Local income taxes | Statewide (county level) — All 23 counties and Baltimore City tax residents on Maryland taxable income. 2026 rates run from 2.25% (Worcester) to 3.30% (Dorchester, Kent), and 3.20% is the most common rate. Anne Arundel (2.70-3.20%) and Frederick (2.25-3.20%) use graduated rates. Nonresidents pay a special 2.25% rate instead. |
| State payroll deductions | None |
The calculator applies the main Maryland rates, deductions, exemptions and credits above. Dependent credits, itemized deductions and special rules for very high incomes are not included.
Maryland income tax brackets (2026)
Rates apply to Maryland taxable income, after deductions and exemptions.
| Single | Married filing jointly |
|---|---|
| $0 – $999: 2% | $0 – $999: 2% |
| $1,000 – $1,999: 3% | $1,000 – $1,999: 3% |
| $2,000 – $2,999: 4% | $2,000 – $2,999: 4% |
| $3,000 – $99,999: 4.75% | $3,000 – $149,999: 4.75% |
| $100,000 – $124,999: 5% | $150,000 – $174,999: 5% |
| $125,000 – $149,999: 5.25% | $175,000 – $224,999: 5.25% |
| $150,000 – $249,999: 5.5% | $225,000 – $299,999: 5.5% |
| $250,000 – $499,999: 5.75% | $300,000 – $599,999: 5.75% |
| $500,000 – $999,999: 6.25% | $600,000 – $1,199,999: 6.25% |
| $1,000,000+: 6.5% | $1,200,000+: 6.5% |
Take-home pay examples in Maryland
Single filer, standard deduction, no 401(k), paid bi-weekly.
| Salary | Take-home / year | / month | / paycheck | State & local tax | Total tax rate |
|---|---|---|---|---|---|
| $40,000 | $31,717 | $2,643 | $1,220 | $2,603 | 20.7% |
| $60,000 | $46,197 | $3,850 | $1,777 | $4,193 | 23.0% |
| $80,000 | $59,327 | $4,944 | $2,282 | $5,783 | 25.8% |
| $100,000 | $71,807 | $5,984 | $2,762 | $7,373 | 28.2% |
| $150,000 | $102,289 | $8,524 | $3,934 | $11,502 | 31.8% |
Full breakdown by salary: $30,000 · $40,000 · $50,000 · $60,000 · $70,000 · $80,000 · $90,000 · $100,000 · $120,000 · $150,000
Good to know
- Starting with tax year 2025, Maryland added 6.25% and 6.5% brackets for taxable income above $500,000 and $1,000,000 for single filers ($600,000 and $1,200,000 for joint filers).
- Every Maryland county and Baltimore City levies a local income tax of 2.25% to 3.30% on top of the state tax, and employers withhold it together with the state tax.
- Maryland's paid family and medical leave (FAMLI) contributions will not start until January 1, 2027.
Also see the Maryland sales tax calculator.
Sources
- www.marylandcomptroller.gov
- www.marylandcomptroller.gov
- www.marylandcomptroller.gov
- mgaleg.maryland.gov
- mgaleg.maryland.gov
- taxfoundation.org
Paycheck calculators for other states
Frequently asked questions
What is the Maryland income tax rate for 2026?
Maryland has a progressive income tax with 10 brackets for single filers, from 2% to 6.5% for 2026.
How much is $60,000 a year after taxes in Maryland?
A single filer earning $60,000 takes home about $46,197 a year ($3,850 a month) in Maryland, after federal income tax ($5,020), Social Security and Medicare ($4,590) and Maryland income tax ($2,484), using 2026 rules and the standard deduction.
Are 401(k) contributions taxed in Maryland?
No. Traditional 401(k) contributions lower both your federal and Maryland taxable income. They are still subject to Social Security and Medicare.
Do cities or counties in Maryland charge income tax?
All 23 counties and Baltimore City tax residents on Maryland taxable income. 2026 rates run from 2.25% (Worcester) to 3.30% (Dorchester, Kent), and 3.20% is the most common rate. Anne Arundel (2.70-3.20%) and Frederick (2.25-3.20%) use graduated rates. Nonresidents pay a special 2.25% rate instead.