Mississippi paycheck taxes at a glance
Mississippi has a flat 4% income tax (0% on the first $10,000). Every paycheck also has federal income tax, Social Security (6.2%) and Medicare (1.45%) withheld. This calculator uses 2026 Mississippi rules and 2026 federal brackets.
| Income tax | Flat 4% (0% on the first $10,000) |
| Standard deduction | $2,300 single · $4,600 married |
| Personal exemption | $6,000 single · $12,000 married |
| 401(k) contributions | Excluded from state taxable wages |
| Local income taxes | None — No local income taxes. |
| State payroll deductions | None |
The calculator applies the main Mississippi rates, deductions, exemptions and credits above. Dependent credits, itemized deductions and special rules for very high incomes are not included.
Take-home pay examples in Mississippi
Single filer, standard deduction, no 401(k), paid bi-weekly.
| Salary | Take-home / year | / month | / paycheck | State & local tax | Total tax rate |
|---|---|---|---|---|---|
| $40,000 | $33,452 | $2,788 | $1,287 | $868 | 16.4% |
| $60,000 | $48,722 | $4,060 | $1,874 | $1,668 | 18.8% |
| $80,000 | $62,642 | $5,220 | $2,409 | $2,468 | 21.7% |
| $100,000 | $75,912 | $6,326 | $2,920 | $3,268 | 24.1% |
| $150,000 | $108,523 | $9,044 | $4,174 | $5,268 | 27.7% |
Full breakdown by salary: $30,000 · $40,000 · $50,000 · $60,000 · $70,000 · $80,000 · $90,000 · $100,000 · $120,000 · $150,000
Good to know
- Mississippi taxes income above $10,000 at a flat 4% for 2026, down from 4.4% in 2025.
- Under House Bill 1 (2025), the rate keeps falling each year until it reaches 3% in 2030.
- Mississippi's 7% state sales tax rate is tied for the second highest in the nation, but groceries are taxed at 5%.
Also see the Mississippi sales tax calculator.
Sources
Paycheck calculators for other states
Frequently asked questions
What is the Mississippi income tax rate for 2026?
Mississippi has a flat income tax of 4% on taxable income for 2026 (0% on the first $10,000).
How much is $60,000 a year after taxes in Mississippi?
A single filer earning $60,000 takes home about $48,722 a year ($4,060 a month) in Mississippi, after federal income tax ($5,020), Social Security and Medicare ($4,590) and Mississippi income tax ($1,668), using 2026 rules and the standard deduction.
Are 401(k) contributions taxed in Mississippi?
No. Traditional 401(k) contributions lower both your federal and Mississippi taxable income. They are still subject to Social Security and Medicare.