Rhode Island paycheck taxes at a glance
Rhode Island has income tax from 3.75% to 5.99%. Every paycheck also has federal income tax, Social Security (6.2%) and Medicare (1.45%) withheld. This calculator uses 2026 Rhode Island rules and 2026 federal brackets.
| Income tax | Progressive, 3 brackets (3.75%–5.99%) |
| Standard deduction | $11,200 single, phased out between $261,000 and $290,800 of income · $22,400 married, phased out between $261,000 and $290,800 of income |
| Personal exemption | $5,250 single, phased out between $261,000 and $290,800 of income · $10,500 married, phased out between $261,000 and $290,800 of income |
| 401(k) contributions | Excluded from state taxable wages |
| Local income taxes | None — No local income taxes. |
| State payroll deductions | RI TDI/TCI (disability + caregiver) 1.1% (wages up to $100,000) |
The calculator applies the main Rhode Island rates, deductions, exemptions and credits above. Dependent credits, itemized deductions and special rules for very high incomes are not included.
Rhode Island income tax brackets (2026)
Rates apply to Rhode Island taxable income, after deductions and exemptions.
| Single | Married filing jointly |
|---|---|
| $0 – $82,049: 3.75% | $0 – $82,049: 3.75% |
| $82,050 – $186,449: 4.75% | $82,050 – $186,449: 4.75% |
| $186,450+: 5.99% | $186,450+: 5.99% |
Take-home pay examples in Rhode Island
Single filer, standard deduction, no 401(k), paid bi-weekly.
| Salary | Take-home / year | / month | / paycheck | State & local tax | Total tax rate |
|---|---|---|---|---|---|
| $40,000 | $32,997 | $2,750 | $1,269 | $883 | 17.5% |
| $60,000 | $48,097 | $4,008 | $1,850 | $1,633 | 19.8% |
| $80,000 | $61,847 | $5,154 | $2,379 | $2,383 | 22.7% |
| $100,000 | $74,932 | $6,244 | $2,882 | $3,148 | 25.1% |
| $150,000 | $107,168 | $8,931 | $4,122 | $5,523 | 28.6% |
Full breakdown by salary: $30,000 · $40,000 · $50,000 · $60,000 · $70,000 · $80,000 · $90,000 · $100,000 · $120,000 · $150,000
Good to know
- Rhode Island uses three income tax brackets for 2026, from 3.75% up to 5.99% on taxable income over $186,450.
- Rhode Island's brackets are the same for single and married filers.
- Rhode Island workers fund the state's temporary disability and caregiver insurance through a payroll deduction.
Also see the Rhode Island sales tax calculator.
Sources
Paycheck calculators for other states
Frequently asked questions
What is the Rhode Island income tax rate for 2026?
Rhode Island has a progressive income tax with 3 brackets for single filers, from 3.75% to 5.99% for 2026.
How much is $60,000 a year after taxes in Rhode Island?
A single filer earning $60,000 takes home about $48,097 a year ($4,008 a month) in Rhode Island, after federal income tax ($5,020), Social Security and Medicare ($4,590) and Rhode Island income tax ($1,633) and state payroll deductions ($660), using 2026 rules and the standard deduction.
Are 401(k) contributions taxed in Rhode Island?
No. Traditional 401(k) contributions lower both your federal and Rhode Island taxable income. They are still subject to Social Security and Medicare.