Iowa paycheck taxes at a glance
Iowa has a flat 3.8% income tax. Every paycheck also has federal income tax, Social Security (6.2%) and Medicare (1.45%) withheld. This calculator uses 2026 Iowa rules and 2026 federal brackets.
| Income tax | Flat 3.8% |
| Standard deduction | $16,100 single · $32,200 married |
| Personal exemption | $0 single · $0 married |
| Personal credit | $40 single · $80 married |
| 401(k) contributions | Excluded from state taxable wages |
| Local income taxes | In some cities/counties — Many school districts levy a surtax (and some counties an EMS surtax) charged as a percentage of the Iowa income tax, not of wages. |
| State payroll deductions | None |
The calculator applies the main Iowa rates, deductions, exemptions and credits above. Dependent credits, itemized deductions and special rules for very high incomes are not included.
Take-home pay examples in Iowa
Single filer, standard deduction, no 401(k), paid bi-weekly.
| Salary | Take-home / year | / month | / paycheck | State & local tax | Total tax rate |
|---|---|---|---|---|---|
| $40,000 | $33,452 | $2,788 | $1,287 | $868 | 16.4% |
| $60,000 | $48,762 | $4,063 | $1,875 | $1,628 | 18.7% |
| $80,000 | $62,722 | $5,227 | $2,412 | $2,388 | 21.6% |
| $100,000 | $76,032 | $6,336 | $2,924 | $3,148 | 24.0% |
| $150,000 | $108,743 | $9,062 | $4,182 | $5,048 | 27.5% |
Full breakdown by salary: $30,000 · $40,000 · $50,000 · $60,000 · $70,000 · $80,000 · $90,000 · $100,000 · $120,000 · $150,000
Good to know
- Iowa has a flat 3.8% individual income tax rate.
- Iowa's return starts from federal taxable income, so Iowans effectively get the federal standard deduction.
- Most groceries are exempt from Iowa sales tax.
Also see the Iowa sales tax calculator.
Sources
Paycheck calculators for other states
Frequently asked questions
What is the Iowa income tax rate for 2026?
Iowa has a flat income tax of 3.8% on taxable income for 2026.
How much is $60,000 a year after taxes in Iowa?
A single filer earning $60,000 takes home about $48,762 a year ($4,063 a month) in Iowa, after federal income tax ($5,020), Social Security and Medicare ($4,590) and Iowa income tax ($1,628), using 2026 rules and the standard deduction.
Are 401(k) contributions taxed in Iowa?
No. Traditional 401(k) contributions lower both your federal and Iowa taxable income. They are still subject to Social Security and Medicare.
Do cities or counties in Iowa charge income tax?
Many school districts levy a surtax (and some counties an EMS surtax) charged as a percentage of the Iowa income tax, not of wages.